Getting into a car accident is a shocking experience. One minute, you are driving along, and the next, everything changes. Suddenly, you are dealing with injuries, doctor’s appointments, car repairs, and complicated insurance paperwork. The pain, confusion, and endless questions about what’s next feel overwhelming. That’s why, personal injury attorneys can help. At Harrison Davis Morrison Jones, we help you find clarity in the chaos.
We have witnessed personally how painful and devastating a car accident can be. That’s why our team of Texas car accident lawyers helps people just like you during this tough time. We care about what you are going through. Whether it’s an accident caused by a distracted driver, a drunk driver, or someone just not paying attention, we are here to fight for you. We investigate every detail of your case, handle the insurance companies, and work diligently to get you the financial compensation you need to pay the bills.
Our team of car accident attorneys has decades of experience and a track record of standing up for Texans like you in their personal injury case. Getting help for the legal process is essential in cases of motor vehicle accidents or fatal car accidents. Call us today for a free consultation.
What You Need to Know About Texas Car Accident Claims
Personal injury law can be quite complex. Most car accident victims don’t even know that they can claim compensation for the damage they have faced. If you are also looking for ways to manage your medical bills and other expenses, we will help you understand how Texas car accident claims work.
- Texas Is a “Fault” State
Texas has a fault-based system for car accidents, meaning the driver responsible for the accident is also responsible for covering damages. You need to file a claim with the at-fault driver’s insurance company. However, don’t be surprised if the insurance adjuster tries to downplay your injuries or lowball your settlement. Also try to get in touch with the other driver’s insurance company. They may be able to shed more light on the matter. That’s why having experienced legal representation is important in personal injury matters.
- Texas’s Minimum Insurance Requirement
Texas law requires all drivers to carry minimum liability insurance. This is referred to as 30/60/25 coverage. It means:
- $30,000 for bodily injury liability per person.
- $60,000 total for bodily injury liability per accident.
- $25,000 for property damage per accident.
This liability coverage is designed to protect other people if you cause an auto accident. This is just the minimum; higher coverage limits are always recommended. It should, at the very least, cover medical expenses.
- If the Responsible Driver Lacks Insurance
Sadly, some drivers in Texas don’t carry insurance. If you have uninsured/underinsured motorist coverage, you can file a claim with your own insurance company. Without this coverage, recovering compensation can be more difficult in an auto accident case. No matter the case, our car wreck attorneys can handle matters for you.
- Who Else Could be Held Responsible?
In some cases, parties other than the driver may be liable for the auto accident. This could be:
- Vehicle Manufacturers: If a defect in the vehicle caused or contributed to the accident or a personal injury.
- Establishments Serving Alcohol: If a bar or restaurant over-served a driver who then caused an accident or personal injury to someone else due to drunk driving.
Common Car Accident Injuries in Texas
According to the Texas Department of Transportation (TxDOT), in 2023, there was an injury crash every 2 minutes and 4 seconds in Texas. This shows the unfortunate frequency of injuries resulting from car and auto accidents in our state. Personal injury stemming from drunk driving is also on the rise.
One of the most frequent injuries of an auto accident is whiplash, caused by the sudden jolt of the neck during a collision. This can result in neck pain, stiffness, headaches, and dizziness. Crash victims often report such feelings. Past medical records can also predict what kind of injuries one is looking at. Opting for physical therapy can help during these times.
Back injuries, including strains, sprains, herniated discs, and fractures, are also common due to the forces involved in car accidents. The injuries in most car accident cases can cause pain and limit mobility.
From mild concussions to more severe traumatic brain injuries (TBIs), head injuries are a serious concern. Concussions can cause headaches, confusion, and memory problems. TBIS can have long-term and debilitating effects. These are just some common medical expenses and problems that arise due to an auto accident. Also, it is worth noting that motorcycle accidents cause a whole different set of injuries unlike the ones in car accidents.
Even less visible injuries, like internal bleeding or organ damage, can have life-threatening risks. If you have been an injured victim in an accident, prioritize your health by getting medical care and documenting your injuries for your claim.
Most Common Causes of Car Accidents in Texas
Texas roads are busy, and unfortunately, auto accidents happen all too often. Here are some of the most common causes of car accidents in Texas:
- Distracted Driving: This is a major concern nationwide, and Texas is no exception. Texting, talking on the phone (even hands-free), eating, or adjusting the radio divert your attention from the road, which increases your risk of a crash. According to TxDOT, in 2023, distracted driving contributed to 89,529 crashes in Texas, resulting in 12,299 possible injuries due to car accidents.
- Speeding: Driving above the speed limit reduces your reaction time and stopping distance. It is harder to avoid collision, especially in unexpected situations. In 2023, speeding was a factor in 138,927 crashes in Texas, with 23,558 resulting in possible injuries. Auto accidents are on the rise.
- Driving While Intoxicated (DWI): Alcohol and drugs impair judgment, coordination, and reaction time. Even a little bit of impairment increases your risk of causing a serious accident. In 2023, 1,090 fatalities occurred in crashes involving drivers under the influence of alcohol, totaling 25.45% of all traffic deaths in Texas. Speaking to personal injury attorneys in such a case can help ease the tension.
Apart from these major causes, there are other factors which can cause a car crash, such as:
- Aggressive driving
- Reckless driving
- Improper lane changes
- Following too closely
- Poor weather conditions
What to Do After a Car Accident in Texas
Being involved in a car accident is frightening and confusing. You need to stay calm in the aftermath and take the following steps to protect yourself and your rights:
- Check yourself and your passengers for injuries. If anyone needs medical attention, call 911 immediately. If the car crash is minor and everyone is okay, move your vehicles out of traffic to avoid further congestion.
- Turn on your hazard lights and set up flares (if available) to warn oncoming traffic. Document the scene with photos or videos on your phone, capturing damage to vehicles, skid marks, and any road signs or traffic signals. Establish all points of proof after the car crash. While you wait, call personal injury attorneys who can take up your case.
- Collect contact information from all involved drivers, including names, phone numbers, and insurance details. Note down the license plate numbers and vehicle descriptions of all parties involved. They draft an accident report which can be used as evidence later on.
- If the car crash involves injuries, property damage exceeding $1,000, or a hit-and-run driver, you are legally obliged to file a crash report with the Texas Department of Transportation within 90 days. Speaking to a car accident lawyer can help. Keep a detailed medical record of your injury progress.
- Even if you feel okay initially, see a doctor to get checked for potential injuries.
- Notify your insurance company about the accident as soon as possible. They will guide you through the claims process and help you through financial recovery.
How Long Do I Have to File a Car Accident Claim in Texas?
The time limit to state a car accident matter is known as the statute of limitations. The time limit in Texas depends on who you are filing against:
- Against Another Driver: In most cases, you generally have two years from the date of the accident to file an injury lawsuit against the at-fault driver or their insurance company.
- Against a Government Entity: If your car crash involved a government vehicle or entity (like a city bus), the timeframe is stricter. You typically only have six months to file a notice of claim with the specific government agency involved. An accident lawyer will usually guide you through the process.
Please note that these are deadlines, and waiting until the last minute can be risky. Evidence can fade over time, and witnesses may become harder to track down. Consulting with an attorney as soon as possible after your accident is recommended. They make sure all your deadlines are met and your legal rights are protected. The goal is to recover lost wages, overcome pain and suffering, and try to put the car wreck behind you.
How Our Trusted Car Accident Lawyers Will Help You Secure Compensation
The aftermath of a car accident leaves you with physical injuries, medical bills, and lost wages. Handling legal aspects during such a tough time simultaneously is very difficult. At Harrison Davis Morrison Jones, our dedicated Texas car accident lawyers will fight for you to get you the compensation you need to deal with this situation.
Here’s how we do it:
- Investigating Your Case: Our accident lawyers investigate the car crash thoroughly, gather evidence, and identify all liable parties. Speaking to our personal injury lawyers can help you learn more about your case and what yuo’re entitled to.
- Building a Strong Case: Our experienced attorneys will build a strong case on your behalf, documenting and supporting all your damages.
- Negotiating with Insurance Companies: We will handle complicated insurance negotiations, fighting for a fair settlement that reflects the complete details of your losses. Our skilled personal injury lawyers are adept at these matters.
- Taking Your Case to Court (if necessary): If a fair settlement cannot be reached, we will take your case to court to secure the compensation you are entitled to. Our personal injury lawyers are skilled at helping you out. A personal injury lawsuit can be tough to handle by yourself.
Call Our Texas Car Accident Lawyers Today for a Free Consultation
If you have been injured in a car accident in Texas, you may be entitled to a personal injury claim. However, you need an experienced car accident lawyer to help file the claim. Harrison Davis Morrison Jones provides compassionate and effective legal representation.
You can schedule a free consultation with our accident lawyer to discuss your case. During this consultation, we will understand your situation and how the accident happened, answer your questions, and explain your legal options. You will get an idea of your rights and how we can fight for the compensation you deserve.
There’s no risk in reaching out. We work on a contingency basis, meaning you don’t pay us any fees unless we recover compensation for you. Don’t wait to get the legal help you need. Call our Texas car accident lawyers today for a free case evaluation and take the first step toward recovery.
Texas Car Accident FAQs
Q: What should I do when injured in a car accident?
A: If you are injured in a car accident, your immediate priorities should be safety and health. First, check yourself and others for injuries and call 911 if needed. If possible, move to a safe location away from traffic. Exchange information with the other driver(s), including insurance details. Get medical attention immediately, even if you feel okay. Some injuries may not show symptoms right away. Report the motor vehicle crash to the police, and then contact experienced car accident attorneys as soon as possible to protect your rights.
Q: What factors can affect the value of my car accident case in Texas?
A: There are many factors, including the severity of your injuries and the extent of medical treatment needed, the amount of lost income due to time off work, and any property damage to your vehicle. The degree of fault assigned to each driver also affects the value. If you share some part of the blame for the accident, it can reduce your recovery amount. Other factors like the availability of insurance coverage and the impact the injuries have on your daily life and future earning capacity also have an effect. Speak to your personal injury lawyers for the best advice. Consult with an attorney to clarify your case’s specific value and what compensation the motor vehicle crash can bring.
Q: What types of damages can I recover in a Texas car accident case?
A: You may be able to recover several types of damages. These generally fall into two categories: economic and non-economic. Economic damages cover your financial losses, such as medical expenses (past and future), lost income, and property damage. Non-economic damages address losses like pain and suffering, emotional distress, and loss of enjoyment of life. In some rare cases, punitive damages may be awarded to punish the at-fault party for gross negligence or intentional misconduct. An experienced attorney can help determine which damages apply to your situation. If you want the maximum compensation, hire a car accident lawyer.
Q: How much does a car accident lawyer charge in Texas?
A: Most car accident lawyers, including us, work on a contingency fee basis. This means you don’t pay any upfront fees. Instead, the injury attorney’s fees are a percentage of the final settlement or court award they secure for you. This percentage is typically agreed upon beforehand. If they don’t recover any compensation for you, you generally don’t owe them any attorney fees. This arrangement makes legal representation accessible to anyone, regardless of their financial situation.
Q: How long will it take to settle my car accident case in Texas?
A: The timeline varies depending on several factors. Simple cases with clear liability and minimal injuries may settle relatively quickly, probably within a few months. More complicated cases involving serious injuries, disputed liability, or extensive negotiations can take much longer, possibly a year or more. Litigation, if necessary, will also extend the timeframe. A thorough investigation and negotiation process are required to achieve a fair outcome. Consulting with an injury attorney can provide a more personalized estimate based on your circumstances.
Q: What is the time limit to file a car accident claim in Texas?
A: In Texas, the statute of limitations for filing a personal injury claim related to a car accident is generally two years from the accident date. This means you have two years to file a lawsuit against the at-fault driver. However, if the accident involves a government entity, the timeframe for filing a claim is shorter, typically six months. Missing these deadlines can permanently bar you from recovering compensation, so you should consult an injury attorney as soon as possible after an accident to protect your legal rights.
Q: Who should I call immediately after leaving the scene of a car accident?
A: Your first call should be to 911 to report the accident. Then, call a medical professional if anyone is injured. Even if you feel fine, it’s advisable to see a doctor for a check-up, as some injuries have delayed symptoms. Next, you should contact your insurance company to inform them about the accident. Finally, contact a car accident attorney to get advice on your legal rights and understand the challenges of the claim processes. Hire a car accident attorney you trust.
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