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Even when fault in an accident seems clear, consult an attorney

Even in the wake of a tragedy as deadly as the recent crash involving five Texas A&M students, insurance carriers may have their own interests in mind.

According to preliminary reports, five Texas A&M students were headed westbound on State Highway 105 East when an approaching pickup truck crossed the centerline. Although the students swerved in an attempt to avoid a collision, the two vehicles collided head-on.

As local readers know, traffic can move quickly on Highway 105. In this case, the force generated by the speed of the vehicles produced massive forces of impact. In fact, paramedics that responded to the scene had to use metal-cutting equipment to remove two of the students from their vehicle. Fortunately, all five students survived, although two were flown to a local hospital with critical injuries. Authorities from the Texas Department of Public Safety are still investigating the causes of the crash.

Readers might assume that a head-on collision by a vehicle that crossed over its lane into approaching traffic would be a clear sign of negligence. Yet it would be a mistake to assume that the pickup truck driver's insurance carrier will automatically pay for the injured students' medical costs.

Unfortunately, insurance companies have the resources to mount elaborate defenses, possibly for the purpose of limiting or even denying a crash victim's deserved compensation for his or her injuries. This is where the work of a skilled personal injury attorney begins. An attorney can work to hold a negligent driver accountable in a civil lawsuit, making him respond under oath to the details of a motor vehicle or truck accident.

Source: Click 2 Houston News, "5 Texas A&M students injured in head-on crash on Highway 105 East," Meagan Morrison, Dec. 1, 2014

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